AI Agents - Fraud

AI agents for fraud operations that detect attacks, uncover fraud rings, optimize rules, and automate disputes using device, behavior, and transaction data.

AI agents built for fraud operations

Complete deep analysis in minutes, fine-tune fraud monitoring rules, respond to new attacks, and automate dispute filing.

Agents integrated with your data and fraud workflows

Investigate and stop a fraud attack in minutes

The agent analyzes the device, behavioral, and traffic signals behind a fraud attack to identify accounts linked to the same pattern or fraud ring. It then recommends the rules needed to stop it.

• Anomaly Detection Agent
• Data Analyst Agent
• Graph Analyst Agent
• OSINT Search Agent

Easily spot fraud rings and coordinated attacks

Maps connections across users, devices, addresses, payment instruments, and other shared identifiers to uncover fraud rings, multi-accounting, promo abuse, bust out fraud, and other coordinated patterns.
The agent helps make sense of complex linked behavior in minutes, so you can act on coordinated fraud faster and spend less time manually piecing together networks.

• Graph Analyst Agent
• Data Analyst Agent

Quickly write and optimize fraud monitoring rules

Create, test, and optimize rules without engineering or vendor support. Describe a rule in any language, and AI automatically turns it into logic.
The agent also recommends threshold adjustments and identifies noisy or underperforming rules based on traffic patterns to improve fire rate and alert quality.

• Rule Assistant Agent
• Data Analyst Agent

Automate dispute handling and evidence collection

Gathers transaction details, customer history, device data, and delivery proof for each dispute.
The agent then builds clear, network-ready packages for each reason code, with consistent explanations tailored to the dispute type. Over time, the agent learns from win/loss results to improve future responses.

• Dispute Filing Agent

Unlock the full potential of Sardine’s risk platform

Our agents know how to apply the platform’s most advanced capabilities so teams can operate with expert precision and less manual work from day one.

Device & Behavior

Analyze every customer touchpoint to identify advanced fraud patterns, without adding friction.

Machine Learning

Trained on billions of data points to protect onboarding, login, and payment flows.

Consortium Data

Cross-industry intelligence from our consortium spanning billions of devices and consumers.

Connections Graph

Map relationships between users, devices, IP addresses, phone, email, and transactions.

Rules & Workflows

Easily create, test, and deploy rules without engineering or vendor support.

Case Management

Centralize alerts, transactions, entities, and decisions in one integrated view.

AI agents that continuously strengthen your defenses

Spot complex fraud patterns earlier, reduce investigation time, and give teams clearer signals for faster, more accurate decisions.

Identify merchants with a high concentration of shared users, and determine whether there are links between those merchants that could indicate collusion.

In the last 60 days, identify merchants that have been dormant but are now experiencing a spike in session activity.

Show the top 10 device IDs shared by users, map the geographic locations associated with those users, and identify any session-based risk signals.

Perform an OSINT search on [entity_name] and return any relevant findings.

Review activity from the last 30 days and identify potential account takeover cases.

Featured resources

How to deploy trustworthy AI agents for financial crime

Whitepaper
5 AI use cases your fraud team should be using right now Blog Exposing a 150K-account fraud ring in 11 minutes with agentic AI Blog