Agentic Financial Crime Platform for Fraud Prevention & AML

The top agentic risk platform used by leading banks and merchants worldwide to stop fraud in real-time, prevent AI-driven attacks, automate fraud & AML operations

The agentic risk platform for

Unifying fraud prevention, AML compliance, and real-time transaction monitoring in one platform - trusted by leading banks, merchants, and fintechs.

Modular building blocks for managing risk across the customer journey

Device and behavior

Spot suspicious behavior from onboarding to payments

Proprietary device and behavioral signals uncover early signs of fraud, without adding friction.

Device intelligence

Detect risky devices, emulators, and malicious bots.

Behavior biometrics

Analyze user behavior patterns for signs of social engineering.

True Piercing™️

Unmask fraudsters hiding their actual location or IP address.

Onboarding

Verify consumers and businesses with confidence

Automate identity verification, business risk assessments, and credit underwriting.

Global KYC

Verify customers with the industry’s broadest coverage.

Global KYB

Authenticate businesses and beneficial owners with accuracy.

Identity Verification

Prevent synthetic IDs, stolen identities, and deepfakes.

Document Verification

Check IDs and documents for authenticity, tampering, and fraud risk.

Bank Verification

Validate bank account ownership and risk levels in real-time.

Credit Underwriting

Build, test, and deploy credit models without engineering support.

Fraud prevention

Protect every transaction from fraud and scams

Real-time, behavior-based fraud detection for financial institutions and merchants.

Agentic Fraud Ops

Automate data analysis, alert reviews, and investigations.

Payment Fraud

Approve more transactions while keeping your fraud rates low.

Bank Transactions

Detect suspicious payment activity across ACH, Wires, SEPA, RTP, FedNow, Zelle, Checks, and other global bank payment rails.

Card Issuing Fraud

Make smarter auth decisions to approve more legitimate spend.

Merchant Monitoring

Approve good merchants faster and monitor activity to avoid bust-out fraud.

Refund Fraud

Detect suspicious refund activity early to reduce losses and operational overhead.

Policy Abuse

Prevent promo abuse, multi-accounting, and fraud rings before they erode margin and trust.

Cyber security

Protect your platform from sophisticated attacks

Turn your data into a warning system that identifies high-risk users early without affecting legitimate ones.

Account Takeovers

Stop unauthorized access during logins and live sessions.

Bot Detection

Identify malicious bots, scripted activity, and agentic automation.

Job Applicant Fraud

Detect fake identities and deepfake impersonation during live interviews.

AML Compliance

Automate your financial crime operations

Agents to detect risk, investigate alerts, and help AML teams move faster from review to resolution.

Agentic AML Ops

Automate KYC/AML alert reviews and speed up investigations with audit-ready agents.

Transaction Monitoring

Detect money laundering scenarios and money mule activity.

Customer Risk Rating

Tier customers by risk level to support effective CDD and ongoing compliance reviews.

Sanctions Screening

Monitor for sanctions risk, PEP exposure, and adverse media.

Case Management

Unified workspace to review alerts, conduct investigations, and resolve cases.

Sponsor Banking

Monitor and enforce risk controls across your fintech programs.

AGENTIC FRAUD & AML OPS

Agents that make your risk team 10x more effective

Accelerate revenue attainment with faster onboarding, reduce average time to resolution from days to minutes, and adapt to new threats in real-time.

OSINT Search Agent
Data Analyst Agent
Rule Assistant Agent
Transaction Monitoring Agent
Business Due Diligence Agent
Doc KYC Agent
PEP Screening Agent
Graph Analyst Agent
Sanctions Screening Agent
SAR Generation Agent

How top risk teams use Sardine

Prezzee increased approval rates while reducing card fraud

Leading US neobank takes down large money laundering network

Large Canadian bank prevents bot-driven account takeovers linked to a massive fraud ring

Built on the most comprehensive risk data in the industry

Unify your risk workflow

Break down silos between fraud, AML, and credit teams with one connected platform.

Harness collective fraud intelligence

From onboarding to payments, cross-industry fraud intelligence gives you the shared context your internal rules alone cannot deliver.

Build flexible rules and automated workflows

Act instantly using rules, workflows, and ML models.

Surface hidden links in your networks

Map relationships between users, devices, and transactions to spot coordinated activity.

A global leader in AI, fraud, and compliance

441 Million: Consumers
$1.67 Trillion: Transaction volume
3.2 Million: Businesses
5.8 Billion: Transactions

Featured resources

Sardine named a Leader in The Forrester Wave™: Financial Crime Management Solutions, Q3 2026.

The Rise of Agentic Fraud Ops

Fraud attacks now adapt at machine speed. Fraud teams are shrinking.

2026 Fraud and AML trends

We break down what fraud and AML teams are actually dealing with.

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